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| But when Atlanta-based InterCept acquired iBill for $120 million in 2002, it immediately encountered problems. New rules from Visa made it more complicated and costly to process adult website transactions, and "accounts dropped like flies," says Dugas. Meanwhile MasterCard levied $5.85 million in fines against iBill for an unusually high volume of "charge backs" -- consumer-disputed charges -- though InterCept managed to recoup most of the fine from iBill's previous owners.
In September 2004, iBill lost the contract with its upstream credit-card processor, First Data, which had grown wary of being associated with adult content. Website operators relying on iBill for payments had to wait months for their checks while First Data held the money in escrow. Roger Jacobs, who followed the story of iBill for adult industry publications AVN and XBiz, described low morale and a hemorrhaging of employees during this period. Lance James of Secure Science and Adam Thomas of Sunbelt Software speculate that the company's troubles may have left them vulnerable to information embezzlement: The breach, they say, has all the markings of an inside job. The files appear to have been generated by exporting an SQL database into a CSV format -- a procedure that would be unusually extravagant for a quick, furtive hack attack. Moreover, at 4.5 gigabytes in size, the larger file would have been tough to download unnoticed over iBill's internet connection. cartoon porn, homemade porn bay!!! bay!!! bay!!! star gals  |
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